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Friday, September 30, 2016

Win by not losing : Be emotionless



Excerpt : By being open-minded about why stocks move, you will not become too emotionally tied to a stock or the market. The world does not necessarily follow the script found in the textbook.
 
As I have an e-meeting last night ... first one on the book I m reading "Win by not losing", I took the time to re-read to all ... a chapter.
 
 
Yes ... I chosen the topic on BRAIN. Financial Behaviour ... an important aspect to understand WHY majority retailers lose money and will continue to lose money, unless they realise that and changed thier mindset ... to learn further. Win by not losing is stating on how we could think of RISK and "escape" crashes ... by being discipline too.

To ask a person to SELL ... to cut-loss, it is against the norm. Some will ride it ALL the way down, only to sell at the bottom due to immense emotional pain. Also being mentioned was WHY many would be selling at market bottom ... besides the unbearable pain(capitulation) ... is ... wait, I find the excerpt to post it here.


There ... I took a picture and sent to my facebook. Then, I saved it my laptop .. and upload it here. Yes ... I m sincere to share. Do read, then.

During financial crisis, many would sell their stocks and unit-trust. They would try to borrow and use their credit-cards(and paying minimum by end of month). Debt will swell ... I should know as I was there in 2005 to 2009. But, luckily I was not in stocks yet also the capital I invested during 2008 was 'small' (relatively, it was huge to me at that time).

Ok ... time to go ... for classes and tonight, having a meeting. A loooong day for me and a looong weekend too.

Have a nice weekend, anyway.

TEH

Thursday, September 29, 2016

Book-Sharing : Win By Not Losing



Please join my meeting, Thursday, 29 September, 2016 at 9:30 PM

https://global.gotomeeting.com/join/522028317

Meeting ID: 522-028-317

Not at your computer? Click the link to join this meeting from your iPhone®, iPad®, Android® or Windows Phone® device via the GoToMeeting app.


This is an important book to understand ... before CRASH.

Will read a chapter ... and share my opinions. Q&A welcomed.

TEH

Azizan Osman minus the DR


Today .. I read many things written and shared about Azizan ... one of the most popular figure in motivational, biz-marketing and such.

http://azizanosman.com/ms/

He managed to attract many followers. And earn millions from his seminars. I wont mind joining his motivational talk too ... there will be definitely many pointers we could learn.

The issue : He is not awarded from UM.



Fine. He is not a PhD then ... that is OK but what not ok is he lied. Being a mentor to many ... and we are talking about such HUGE crowd, he should not.

http://aididmuaddib.blogspot.my/2010/12/md-dan-phd-mickey-mouse.html#uds-search-results

Interesting blog to read ... this blogger Aidid, wrote in 2010 few of the 'mickey mouse' self-given titles ... and Azizan was one of them.

I am a non-believer in paying thousands to learn about motivation as I do know motivation came from INNER.


This one is nice ... she wrote it well. If they CLAIMED they wanted to help public ... then, WHY charging THOUSANDS ... squeezing from the poor ones and provide them credit-card, instalment ... WHY? Mengapa la tu?

Hopefully ... more Malaysians would be more logical and understand that there is no short-cut to success. Work hard la ... motivate OURSELVES innerly ... believe in OURSELVES.





Nevertheless, I do follow some of his youtube clips... positive notes.




Anyone attended Anthony Robbin's talk? We have to pay thousands to attend ... again, I do read Tony's books ... very good books but I taught myself ... filter what are applicable and APPLY.

ra-ra ... hu-ra-ra is never my taste. I m too old for that ... i attended many seminars ... some by MLM, some by Forex or tradings ... all about ra-ra-ra of get-rich quick mentality. ONLY for today, due to the sun is shining bright, I will give you all here 50% discount. Is that OK? Say ... yeah .... YEAH, those followers repeated (they might employed few own kaki-s to yell YEAH or sign-up ... you know, right?)

Anyway ... it is not a scam. It is just mid-leading ... playing on human's ignorance and greed. Many mindset is not strong enough to think ... and work hard. WORK HARD? What the heck ... with a single forex-trade, they will show us they could profit USD1k ... per day! Haha ...

Anyway ... everyone is entitled for their own common-sense ... which is rare (and getting very rare due to the bad leaderships of our country)

talking about saving our country ... DO REGISTER as voters ... if you have not.

http://says.com/my/news/how-to-register-as-a-voter-in-malaysia

May God bless our country.

TEH

Wednesday, September 28, 2016

For TheVocket.com : Part 1


Dear editor(s) of TheVocket ... this is my blog. Welcome to my adventure.



As I m going to write a post for Vocket (in Malay) ... i do not know how to start. Yeah ... i contacted the 'admin' ... as i wanted to share my stories too. haha ... yes, how I changed my whole financial situation from year ... 2006 to 2016 ... yeah, I have married for 11 years now!!

Above is the picture of me ... lying there on pool-side, reading a book (Crash Profit) around 10am ... my usual relax time ... gym, swim or just lazying around ... reading. Yeah ... the Vockets and those reading, sorry ...my Malay no good ... and many of my stories already shared in my blog here. I do not know how to summerise ...so, i m sending you this post (the link), ok? Hope you do not mind reading my pages of blah-blah ... as i have blah-blah here for past 8 years, anyway.

Let me briefly start from 2005 ... I was still in KK (Sabah), teaching at Institute Sinaran with salary below RM4k. When I was single, without commitment ... I could still 'enjoy' as I do not think much about MONEY ... play bowling and using credit card to buy items I like!! I was a financial-IDIOT, I called it.

Year : 2005 ... no saving at all for rainy days ... in credit-cards debt (2 cards) but not too heavy. Still OK as I was single ... till I got married.

2005 : Married ... the cost killing me ... I have to borrow money from my mom and my aunts. Totally broken ... bankrupt but couldnt tell others ... wife understands, we went thru budget-kinda wedding.

My wife was expecting my boy ... we were staying at my in-law's back room. I started to read some financial books ... determine to change my financial situations. I have applied a new credit-card as I could not afford to buy basic items!! That bad ... still pain me to recall those moments ... 10years ago, still very fresh inside me.

One of the many books I read was by Azizi Ali's "Millionaire in me" (yellow cover). Today I would just buy the whole set of his books for collection ... good pointers by him. I read many ... Adam Khoo's too. So .. my 1st FINANCIAL mentor was BOOKS ... I read RDPD in 2005 ... and determined to change my E-quadrant into B-quadrant. Mind you ... I knew NOTHING about the financial ... or biz ...or investments.


I started my Keropok biz (for details : http://cpteh.blogspot.my/2016/07/the-keropok-biz-stories.html ). Failed there ... fine ... good lessons to fail. I was still having my full-time job teaching in the college while giving tuition (number increased .. popular dah as I m a very good Math tutor la).

I continued to educate myself ... MONEY IS EVERYTHING ... I never thought of it that way. Being a teacher, I m more concern about my students and what I m teaching --- MATHS. Not the money part as they said ... you do not get rich being a teacher, ok? Brought up to think that MONEY IS THE ROOT OF ALL EVIL ... I took my time to change my MINDSET ... to me, it is ALL about mindset. We need to change that ... but it will takes long difficult time .. a long journey to change our mindset, our views .... especially regarding MONEY.

I ventured into  investment after failed in my small keropok-biz (need to read my interesting keropok story la. haha) So, I chose stock-markets (KLSE)

So ... my stage 1 to change is : CHANGE OUR MINDSET .... about almost everything!! If we are not successful, there must be something wrong. ADMIT and CHANGE.

here is the link which I written before ... about my struggle at early stage.

http://cpteh.blogspot.my/2016/07/my-struggling-time-2005.html

YEAR 2005. How could I forgot?

http://cpteh.blogspot.my/2014/12/getting-out-of-e-quadrant.html

The above is another link which I wrote after I met my ex-colleague (during holiday in KK, I came back to KL in 2010)

http://cpteh.blogspot.my/2011/11/financial-mindset-my-life.html

The above link is the summary of aspects in my life ... written back in 2011.

Hope this PART 1 would help you to find some pointers ... i know it is long (as I m cheong-hei = angin-panjang, in Malay).

In 2011 ... I was still teaching at Taylor's college ... just came back from KL (2010 Jan) and was planning to QUIT my full-time job, to open a tuition center ...


This is my dream ... in 2014, I quitted my full-time job to focus in my center ... 2015 I got the licence and officially operating now. It is near Asia-cafe SS15 ... recently, some 2 months ago, I opened second center!! Will elaborate on that in part 2 or part 3? haha

Let me know ... if you prefer to send me an interview questions so that I could answer ...

Thanks for reading.

For my 'new' Malay readers ... I do like Malay songs too ... share this one by Faizal Tahir. Hope all enjoy ...





TEH

Lazy day ... rest.

Good morning ... DOW plus 133points after media reported Hillary 'won' the debate.

The up-down ... we are so used to it, right? As I m sideway, nothing much to write about except that this week I m very busy with shifting of office ... and oh yes, I managed to find a buyer for my apartment (bought 2011) ... yes, selling of the apartment to preserve capital as cash-is-king during crisis time.

So .. settled office and apartments(sold the Sabah's beach-apartment last Dec). What is nex to sell? Those items ... foldable-bike, mini-ipad, laptop, projector and anything I could throw into the garage-sales!! haha.



HuaYang : Hitting resistance at RM1.88 at the moment. Saw Ecoworld gapped up this morning. Property-stocks in play?

As my mind is full with things I needed to settle by next week ... and also heavy into reading those books, I could not write much ... but will want to write about "how I quit my job, paid all my debt and change my financial mindset". It is meant for a media to publish!! Just to do it.

Time to gym ... and have some reading(again).

Note : No extra e-meeting for coming 1-2 weeks due to my laziness. haha




TEH

Tuesday, September 27, 2016

Stock Alert : TekSeng




TekSeng ... gapped down. To watch RM1 next ... do not catch a knife.

First time checking TekSeng ... Cut-loss? Think.

http://www.within-temptation.com/



Enjoy this nice song ...

TEH

Sunday, September 25, 2016

Stock Chart : JPMorgan


Sunday noon ... Liverpool beat Hull 5 - 1. ManCity, Spurs, ManU, Arsenal won too ... Chelsea lost to the gunners.

As I m lazy to write ... and think ... let me share ...

I m going to show a chart : JP Morgan


Weekly chart of JPMorgan showing breakout of downtrending pattern and potentially BREAKOUT into new high!! Long JPM upon breakout of USD69.

JPM is the best chart of all the banking stocks in US ... similar to our PBBank the best among all the others in the sector.

Note : Expecting DOW to breakout to new high ... pre-election rally?

Malaysia? KLSE?



Someone shared this chart ... as he went to the invest-smart today. I could not make it as I still have another class in the noon today. Too bad.

From the chart ... what do you think? KLCI to hit new high or ....

Time to go ... rest and class.

TEH


Saturday, September 24, 2016

Coffee-date with BC



Good morning ... Saturday is whole day class for me. Just done one (8.30am) and awaiting next one.

This morning, our chatbox talking about RIGHT ISSUES (which may not be right ....but that is one of the right way for companies to raise funds).

It is an interesting topic, needs further investigation on stocks which went through right-issues.

Few 'popular' once recently were AAX ... MBSB ... Armada ... of coz we still remember MAS? Or the notorious right-issue by Maybank to acquire stakes into BII.

So ... i will want to write about these ... after re-collecting those information and we shall have a check which is doing well AFTER the right-issues .. which are not. Then, place the reasons on the WHY. Investigation going on ...



Perhaps, I will use Yinson's right-issue as example?


As today busy with classes and tonight is Liverpool's game ... i could only try to attend this InvestSmart Fest tmr noon (morning still got a class and my boy's badminton game). Tmr night got an appointment.

Oh yes ... I got another coffee-date today ... interesting. Another free coffee ... at Coffee-Beans again! haha.

Let me recall my coffee-date with BC, a lawyer in profession.

I met BC last month ... we seldom see lawyers in KLSE? Well ... he is kinda different type of lawyers ... he worked with a local broker firm when he started his career some 20plus years ago! Yes, he seen the 1997-1998 crash ... but he was not in invest/trade ... he is busier suing clients for not paying! Haha ...

One point he brought up during the 97-98 crash is ... EVERYONE was down. Those remisiers who used to be happy (many made millions during the BULL 93-96) and jovial ... the mood changed so so drastic and ... each time he greeted them GOOD MORNING ... some would be so cynical ...

... what is there to be GOOD about the MORNING!!

He was too young back then ... to understand ... that is the time to BUY stocks and INVEST. So ... he missed the whole crash ... too busy and too many court-case ... suing each other for MONEY. Yeah ... many went through the PAINFUL 1997-1998 crash ... without recovering their lost monies.... their pride battered and many have quitted. NO MORE stock-market for me, they sweared.

My friend, SC ... who is my long-time 'supporter' ... joined my stock-watch group some years ago. He is more of buy-hold ... till certain %, take profit. Easier to speak to him as he worked in broker-firm previously, before he ventured out to open his own law-firm. He is doing very well ... an ex-UM (my junior, haha).

Then ... we shared about 2008 crash. He missed too!! In fact, due to his buy-hold stance, he was stuck in some of the stocks during 2008 crash. Understandable as he is not a trader ... busy with his works too. We met to discuss my preparation for market crash and he is defnite to continue in my trading-group to capitalise on the coming crash!!

It is always good to know many people from different backgrounds, experiences ... lines ....

I asked him a silly question : BC, do you think I m kinda 'stupid' to prepare for crash at the moment ... or is it a work of a 'genius'?

haha ... only a genius would do such, he replied. haha.

With his words ... i m convinced to continue to prepare ... and asked him not to MISS the crash again ... his third this time. He said he will retire after capitalise on the crash ... and as I will too, we will have more time for coffee-date ... in future.

These are members .. turning becoming friends. I do have many ... where over the years, I treasure the friendships built rather than just talking about stock-markets or money?!

We chatted for hours ... and that was one great coffee-date with a long-time no see friend.

Got to go again ...

TEH

Friday, September 23, 2016

House MD : Song-clips


This weekend, i will buy the full collection of HOUSE ... this was my fav TV-series ... the only one I allowed myself to watch some years ago when it was showing over AXN (Astro) when I was in KK ... I missed many of the episodes ... and since I m free now, time to enjoy ...

Here are few of the songs I like ... and share.



Limp Bizkit - "Behind Blue Eyes"(originally by The Who)

No one knows what it's like
To be the bad man
To be the sad man
Behind blue eyes
And no one knows
What it's like to be hated
To be fated to telling only lies

[Chorus:]
But my dreams they aren't as empty
As my conscience seems to be
I have hours, only lonely
My love is vengeance
That's never free

No one knows what its like
To feel these feelings
Like i do, and i blame you!
No one bites back as hard
On their anger
None of my pain and woe
Can show through

[Chorus]

Discover l.i.m.p. say it [x4]
No one knows what its like
To be mistreated, to be defeated
Behind blue eyes
No one knows how to say
That they're sorry and don't worry
I'm not telling lies

[Chorus]

No one knows what its like
To be the bad man, to be the sad man
Behind blue eyes.






Nickelback - "If Everyone Cared"

From underneath the trees, we watch the sky
Confusing stars for satellites
I never dreamed that you'd be mine
But here we are, we're here tonight

Singing Amen, I, I'm alive
Singing Amen, I, I'm alive

[Chorus:]
If everyone cared and nobody cried
If everyone loved and nobody lied
If everyone shared and swallowed their pride
Then we'd see the day when nobody died

And I'm singing

Amen I, Amen I, I'm alive
Amen I, Amen I, Amen I, I'm alive

And in the air the fireflies
Our only light in paradise
We'll show the world they were wrong
And teach them all to sing along

Singing Amen, I, I'm alive
Singing Amen, I, I'm alive
(I'm alive)

[Chorus x2]

And as we lie beneath the stars
We realize how small we are
If they could love like you and me
Imagine what the world could be

If everyone cared and nobody cried
If everyone loved and nobody lied
If everyone shared and swallowed their pride
Then we'd see the day when nobody died
When nobody died...

[Chorus]

We'd see the day, we'd see the day
When nobody died
We'd see the day, we'd see the day
When nobody died
We'd see the day when nobody died




ColdPlay  - "The Scientist"
Come up to meet you, tell you I'm sorry
You don't know how lovely you are

I had to find you
Tell you I need you
Tell you I set you apart

Tell me your secrets
And ask me your questions
Oh, let's go back to the start

Running in circles
Coming up tails
Heads on a science apart

Nobody said it was easy
It's such a shame for us to part
Nobody said it was easy
No one ever said it would be this hard

Oh, take me back to the start

I was just guessing
At numbers and figures
Pulling the puzzles apart

Questions of science
Science and progress
Do not speak as loud as my heart

Tell me you love me
Come back and haunt me
Oh, and I rush to the start

Running in circles
Chasing our tails
Coming back as we are

Nobody said it was easy
Oh, it's such a shame for us to part
Nobody said it was easy
No one ever said it would be so hard

I'm going back to the start

Oh [x4]



Avril Lavigne - "Slipped Away"
Na na, na na na, na na

I miss you, miss you so bad
I don't forget you, oh it's so sad

I hope you can hear me
I remember it clearly

The day you slipped away
Was the day I found it won't be the same
Oh

Na na na na na na na

I didn't get around to kiss you
Goodbye on the hand
I wish that I could see you again
I know that I can't

Oh
I hope you can hear me
'Cause I remember it clearly

The day you slipped away
Was the day I found it won't be the same
Oh

I've had my wake up
Won't you wake up
I keep asking why
And I can't take it
It wasn't fake
It happened, you passed by

Now you're gone, now you're gone
There you go, there you go
Somewhere I can't bring you back
Now you are gone, now you are gone
There you go, there you go,
Somewhere you're not coming back

The day you slipped away
Was the day I found it won't be the same no..
The day you slipped away
Was the day that I found it won't be the same oh...

Na na, na na na, na na
I miss you


Dido - "White Flag"
I know you think that I shouldn't still love you,
Or tell you that.
But if I didn't say it, well I'd still have felt it
Where's the sense in that?

I promise I'm not trying to make your life harder
Or return to where we were

But I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

I know I left too much mess and destruction
To come back again
And I caused nothing but trouble
I understand if you can't talk to me again

And if you live by the rules of "it's over"
Then I'm sure that that makes sense

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

And when we meet
Which I'm sure we will
All that was there
Will be there still
I'll let it pass
And hold my tongue
And you will think
That I've moved on....

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be

I will go down with this ship
And I won't put my hands up and surrender
There will be no white flag above my door
I'm in love and always will be


Audioslave - "Be Yourself"
Someone falls to pieces
Sleeping all alone
Someone kills the pain
Spinning in the silence
To finally drift away
Someone gets excited
In a chapel yard
Catches a bouquet
Another lays a dozen
White roses on a grave

To be yourself is all that you can do
To be yourself is all that you can do

Someone finds salvation in everyone
And another only pain
Someone tries to hide himself
Down inside himself he prays
Someone swears his true love
Until the end of time
Another runs away
Separate or united?
Healthy or insane?

To be yourself is all that you can do
To be yourself is all that you can do
To be yourself is all that you can do
To be yourself is all that you can do

And even when you've paid enough, been pulled apart or been held up
With every single memory of the good or bad faces of luck
don't lose any sleep tonight
I'm sure everything will end up alright

You may win or lose

But to be yourself is all that you can do
To be yourself is all that you can do




Snow Patrol - "Chasing Cars"
We'll do it all
Everything
On our own

We don't need
Anything
Or anyone

If I lay here
If I just lay here
Would you lie with me and just forget the world?

I don't quite know
How to say
How I feel

Those three words
Are said too much
They're not enough

If I lay here
If I just lay here
Would you lie with me and just forget the world?

Forget what we're told
Before we get too old
Show me a garden that's bursting into life

Let's waste time
Chasing cars
Around our heads

I need your grace
To remind me
To find my own

If I lay here
If I just lay here
Would you lie with me and just forget the world?

Forget what we're told
Before we get too old
Show me a garden that's bursting into life

All that I am
All that I ever was
Is here in your perfect eyes, they're all I can see

I don't know where
Confused about how as well
Just know that these things will never change for us at all

If I lay here
If I just lay here
Would you lie with me and just forget the world?




Keane - "Somewhere Only We Know"
I walked across an empty land
I knew the pathway like the back of my hand
I felt the earth beneath my feet
Sat by the river and it made me complete

Oh simple thing where have you gone?
I'm getting old and I need something to rely on
So tell me when you're gonna let me in
I'm getting tired and I need somewhere to begin

I came across a fallen tree
I felt the branches of it looking at me
Is this the place we used to love?
Is this the place that I've been dreaming of?

Oh simple thing where have you gone?
I'm getting old and I need something to rely on
So tell me when you're gonna let me in
I'm getting tired and I need somewhere to begin

And if you have a minute why don't we go
Talk about it somewhere only we know?
This could be the end of everything
So why don't we go
Somewhere only we know?
Somewhere only we know?

Oh simple thing where have you gone?
I'm getting old and I need something to rely on
So tell me when you're gonna let me in
I'm getting tired and I need somewhere to begin

And if you have a minute why don't we go
Talk about it somewhere only we know?
This could be the end of everything
So why don't we go?
So why don't we go?

Ah-ah-ah
Ah-ah-ah

This could be the end of everything
So why don't we go
Somewhere only we know?
Somewhere only we know?
Somewhere only we know?




As I listened to hundreds .. perhaps thousands of songs --- Malay, Chinese and English ... these are just few of my favourites ... this is my TASTE.

TEH

Stock Watch : SCBuild


Morning ... Friday. DOW up almost 100points ... as markets rebounded due to FED. No more correction and buying spree on the way ... GLC-linked counters on strong move.

SCBuild : I had a short meeting with my trading group regarding this counter. It is ex-Flonic.

For further info ... visit the website : http://www.flonic.com/

Yesterday, it was activated after lunch. This is stage 1 ... watch me, it says.

What is stage 1? I have written about the 6-stage how a stock being pushed up. You may want to read that.

Now ... we still in preparation for market-crash ... and not crash yet.

Tonight might plan one e-meeting to talk about CUT-LOSS (again? yes yes ... till the crash is here).

Tonight want to show my 'first journal' ... Jan 2008 till June 2008 ... haha. I found it when i was doing my packing (to shift office)

Please join my meeting, Friday, 23 September, 2016 at 10:00 PM

https://global.gotomeeting.com/join/300963245

Meeting ID: 300-963-245

Time to watch market opening.

TEH

Wednesday, September 21, 2016

How I search for a Chinese song



I was listening to some old songs ... in Chinese. Heard a song for first time ... nice. Then, I started to check the youtube ... to keep the songs I like (either in FB or blog here).

Step 1 : check the name of the song and the singer. Mind you again, I cant read much.


Can see some Chinese characters there? I tried to recognise the singer by her voice and her names in Chinese ... so, I took my nearest guess ... should be the singer who sang one of the song I like "Hao Xin Fen Shuo" ... so ...

Step 2 : Go to youtube search ... key-in han-yu pin-yin "Hao Xin Fen Shuo" ... and check.


Bingo ... the Chinese characters look different but I know a little about those traditional and modern Chinese words.

盧巧音 = Candy Lo.

Step 3 : Search for the song


Check those lists shown ... something to do with 'kai fa' ... there. I could read the word 開花

Step 4 : Choose the clip with good audio ...


Step 5 : then, copy the 'code' to embed in the blog.




There you are ... to post it here a picture, I have to take a picture using my smartphone, then send them to my FB (only me) ... save in this pc ... before I upload them up. See how 'banana-uncle' done so many steps to listen to a song and share it here? haha.

Enjoy the song, anyway.

TEH

Photography (I)



photo 1

photo 2

photo 3

photo 4

photo 5


few of photos I like ... and would be glad to learn to take these amazing photos.

Have a nice day ... I m in still in lazy mode

TEH




Tuesday, September 20, 2016

Stock Alert : AirAsia



AirAsia closed at RM2.70 ... i shall see her at RM2.60 level to consider to trade. Note that I have a 'short' at RM3 using RM30k. So ... it is 10% paper-profit now.

As I m not trading much ... waiting for the correction, time to do more reading as i m also busy shifting my office.

Night

TEH


Monday, September 19, 2016

Stock Alert : BAT (code 4162)



This is the weekly chart of BATMAN ... I mean, BAT the kelawar (no relation to Melewar, ok?)

The arrow pointing DOWN la ... so, it is down-trending. The horizontal line is the current resistance at RM52 level. Yes ... I caught some kelewar when it dived ... but I m no longer interested with this heavy-weight. muak.

Do you know that kelawar could be makan-ed? I do remember I eaten some when I was young. Serious. but since then ... I will never like to try ... I wont. haha.

Ok ok ... this is for someone holding to BAT and wonder if he should liquidate his position. Most of people buying into BAT are investors ... they hold long-term for dividends and defensive play. All I could see from the chart is that it is down-trending .. and no signal or reason to buy at current level.

Ok ... continue to stay lazy for today and smell coffee now.

TEH


Lazy Monday


Monday morning ... lazy morning. In office to clear of my things/items as I m shifting out by this weekend. yeah ... managed to sell off all the items and met the landlord(he is renting out this office in ss15/8a .. those looking for a place to rent, contact me ... will post photos/details later).

I got another hour or so to burn ... then, to fetch my girl. Don't know what to write ... as I m 'lazy' now ... market is kinda boring too. haha.

Perhaps ... I could go to café and smell some coffee there ... alone.

Maybe I should write about bizarre Liverpool's performance ... beating Chelsea but lost to Burnley? Hmm ... I do like seeing Mane playing at the moment ... fast (remind me of Sterling). Disposing Benteke was a good plan too as he is not contributing much ... well, we shall watch how they perform vs low-level teams.

This month would see some changes ... moving out of the office is the main one plus few more changes expected in coming weeks/months (such as selling of my apartment).

so ... with many things in mind, needing to be cleared ... I m waiting ... while waiting for correction in markets too ... I do some reading.



Book-sharing : I will have a book-sharing session and will share a topic from this book called "Tactical Investing". When? I don't know ... my brain not functioning at the moment ... will update once planned.

ok ... going out for coffee ... off

TEH


Sunday, September 18, 2016

Retirement plan ... in progress


My post on my FB yesterday ... when I was asked what I want to do after I retired.

Retirement plans ... my dream.

1. I like biking
2. I like to take pictures.
3. I like to blog
4. I like to do some charities
5. I love Malaysia


So ... after retired, I will be travelling around whole Malaysia on my bike ... taking pictures of charitable-homes and promote them in my facebook and blog. I will create an organisation for that and do crowd-funding.

These are my retirement plans ... we need to do what we love and close to our heart.

---------------------------------------------------------------------------------

I want to elaborate ... add in also that "I like listening to songs".

Once I m retired ... I will be focusing in doing things close to my heart ... that doesn't mean what I m doing right now is not important ... it is a process.



BIKING : I m still riding bike (my kapcai) ... and will be getting a new bike once I retired. It could be a simple kap-cai or a good big bike. It doesn't matter to me as it does not define me! Importantly, I manage to travel on the bike ... from places to places, to carry out my tasks and mission. Well ... I won't mind a Vulcan, tho. Hehe.

Yes ... I would love to ride my bike ... round the whole country, and in touch with most of my trading-members (by the my whole stock-watch group would be free) ... thank them personally for their supports all these years and spread with them my doings (into charity) and gather some supports from them too.



MALAYSIA : I will only travel the whole country ... yes, Malaysia only. I love my country very much .. irrespective of political or religious differences ... charitable organisations SHOULD be independent. I will make such the organisation I m going to create would be one! And yes, to help Malaysians ...!!


CHARITY : We do have many charitable homes which need to be attended to. And I have visited 10-20 of them ... in my 6 yrs being in KL. Some I would organise the donation drives by myself, some I would just follow those organised by others ... it doesn't matter to me again. It is the objective, the mission that matters. Depending on the FUNDS I have ... if I gained hugely from the market-crash and managed to gather funds from supporters too ... I will create my own organisation with the main function of integrating MANY existing homes(I knew what missing and needed to be done). But ... if my funds much smaller ... I will do it in smaller scales. It doesn't matter to me, see?

Happiness is doing what close to heart ... in small scales .. or large, it doesn't matter.



PHOTOGRAPHY : As I do like to take pictures (not selfie, not food ... ), I will be taking lots of photos of those charitable-homes and inmates. I will promote them ... will like to create awareness ... thru lenses.

Yes, I will learn photography ... get some equipment and enjoy those creation on mine! That would be my hobby-in-making ... and I have bought a basic DSLR (digital) camera to play with.

I know I will enjoy ... biking to places, take pictures of those charitable homes ... and blog about it!!



BLOG : Yes ... perhaps change this blog into charity-blog ... and link with more charitable homes, employ someone to updates and create blogs for all the homes I m visiting!! This is still in "fairy-land" at the back of my mind ... but, hey, I like blogging ... and you could see that I will blog about things I like! Isn't that LIFE? haha

Alright ... adding in SONGS ... I like that too. I will be listening to songs while riding the bike, while working on blogs ... while on the move!! I need earphone, headphone, mp3 player, disc-player etc etc. haha.

QUESTION : If you are retired, what have you been doing? Are you doing something you like ... and enjoy? Something significant? If not ... would you like to JOIN ME?

For those around my age (near 50), what are your plans when retiring in years to come? Would you like what I m planning to do? Would you like to JOIN ME?

I will ask this question again ... when I retired.

Time to move again ... Have a nice Sunday.

TEH

Thursday, September 15, 2016

Happy Holiday



My girl ... imagining herself ... balancing ... taking off ... to land of no where. haha. This was taken when we had lunch at Tg Sepat Fishing Village ... nice. Using my old Note2 only.



I m at AVANI Sepang GoldCoast here ... once or twice a year, I will like being here ... where I would allow myself to sleep ... eat keropok ... walk on the beach .. play with my kids ... yes, the first time I came here ... I love the place here.

RM1 stocks

MudaJaya

UEMS


WTK

Time to nap ... while search for my RM1 stocks to buy during this correction.

Happy Holiday to all ... zzzz

TEH

Mid-Autumn Festival


Mooncakes ... nice.

For those celebrating ... enjoy the festival. Tonight is playing tang-lung time for me ... no e-meeting but don't worry, I will be back for more cut-loss e-meeting (and Q&A).

Have a nice day.

TEH

Wednesday, September 14, 2016

e-meeting : CUT LOSS



Please join my meeting, Wednesday, 14 September, 2016 at 9:30 PM

https://global.gotomeeting.com/join/191264973

Meeting ID: 191-264-973

Not at your computer? Click the link to join this meeting from your iPhone®, iPad®, Android® or Windows Phone® device via the GoToMeeting app.

Tonight's topic : CUT LOSS and CRASH EXPERIENCES

TEH

Bear Day : 14th Sept






Hello darkness, my old friend
I've come to talk with you again
Because a vision softly creeping
Left its seeds while I was sleeping
And the vision that was planted in my brain
Still remains
Within the sound of silence

In restless dreams I walked alone
Narrow streets of cobblestone
'Neath the halo of a street lamp
I turned my collar to the cold and damp
When my eyes were stabbed by the flash of a neon light
That split the night
And touched the sound of silence

And in the naked light I saw
Ten thousand people maybe more
People talking without speaking
People hearing without listening
People writing songs that voices never shared
No one dared
Disturb the sound of silence

"Fools," said I, "you do not know
Silence like a cancer grows
Hear my words that I might teach you
Take my arms that I might reach you"
But my words like silent raindrops fell
And echoed in the wells of silence

And the people bowed and prayed
To the neon god they made
And the sign flashed out its warning
In the words that it was forming
And the sign said "The words of the prophets are written on the subway walls
And tenement halls
And whispered in the sound of silence"

11.40am : Just back from gym ... listening to old-songs for today ... this is one of my fav old-hits. Sound of Silence ... the original version.

KLCI at 1660 level, down some 16-17 points ... but no panic selling seen. So ... no buying. Wait for 1620 level ...

Cliff Richard's songs in my playlist ... turning into my childhood time ... my aunt's SK fav ... and ABBA too.



I still like this song ... Women in Love.

So .. as we are not watching markets since we cleared, what should we be doing?

Listening to songs is one of the soothing and healing ...




It is the Power Of Love ... nice, right?

Then ... go for nice coffee ... while do my readings again.

e-meeting tonight, talking about cut-loss again? No need la ...

TEH

DOW minus 258 points

Morning ... DOW minus 258 points ... expect another BEAR-DAY.

had an e-meeting (4th for the month of Sept) to talk about CUT LOSS. Taking it to another level by asking question : WHY majority will be stuck when markets crash?

It is a serious question to ponder as many ALREADY stuck up there with many stocks (O&G counters, properties-stocks,  speculative stocks, etc etc) ... check YOUR own portfolio to see if there are many stocks you STILL hoping it could recover? Chances are ... slim.

UliCorp : Dived 30% in a week ... these could happen to many stocks during crash ... or just exit of some funds.

And I guess many could relate to these. Do you understand WHY so many of us stuck UP there? Many will STUCK like crazy inside the steel-counters ... once the rally over.

ok ... tmr I m going for yearly break at Sepang Goldcoast.


I m a member there ... so, for those wish to book it (I shall give 30% discount), contact me ... do give few weeks in advance for reservation.


Yes ... I like beaches ... I like the sunset ... and seafood.

The time is just right ... as I m not trading (shorted FKLI overnight) and in cash position.

So ... I m going to be lazy at home today, reading about market-crash!! Wait till the waterfalls formed ... do not catch knives.

Have a nice day!!

TEH





Tuesday, September 13, 2016

e-meeting : Cut Loss is common sense?





Please join my meeting, Tuesday, 13 September, 2016 at 9:00 PM

https://global.gotomeeting.com/join/601972189


Meeting ID: 601-972-189

Not at your computer? Click the link to join this meeting from your iPhone®, iPad®, Android® or Windows Phone® device via the GoToMeeting app.

Due to interesting topic being discussed in my chatbox, I don't mind having an e-meeting to talk about COMMON SENSE tonight ... is CUT LOSS common-sense?

Interesting topic to discuss tonight ... haha.

All welcomed except BAD humans from i3 (that is common sense).

TEH

Bear Day : 13th Sept


Noon from Sunway Pyramid ... just had a nice lunch @Putien (again).

Watching KLCI diving ... would be great. So ... I want to sit here ... have my Cosans Coffee ... while watching with some excitement the falling ... short FKLI was right as it is SEPT. Do not deny SEPT-effect ...

Excerpt : The best traders can put on a trade without the slightest hesitation or conflict, and just as freely and without hesitation or conflict admit it is not working. They can get out of the trade even if it is a loss and it doesn’t create the slightest bit of emotional discomfort.

Just sent the above reminder to my group-chatbox. It is difficult to ask many to SELL last week ... ahead of the selldown. It is more difficult to ask them to be patient ... don't catch anything yet today. Those playing on STEEL-rally still happy as market down, this morning the steel-counters in green!! Hehe ... Yeah ... Mycron targeting RM2 now as it is too under-valued

Last night e-meeting, I was sharing on 8% cut-loss rule and 4% trailing stop rule. Those not in real-trading would not understand cut-loss and money-management. Markets do not work that way ... with the gogogo call ... it wont gogogo as we wanted it too.


I definitely prefer to make noises during DIVING ... such as how the selldown of GTronic ... or FLBhd recently. Because ... we could only see MORE of such sell-down due to exiting for funds ... well, anything about 8% down per day would excite me  ....

... still waiting for the sell-down of all the steel-counters .... so, it is worth to watch to LEARN.


This is my reading for today ... and yes, lots of preparation at the moment ... for the crash to come. Oh yes, forgotten that someone came to my e-meeting (VERY rude and bad human) ... sarcastically demanding an answer ... if the crash in 2036? Yup ... I m willing to WAIT for 2036 ... after all, I hv another 50% funds inside ... to ride on the so-called bull-rally to 2036. Great.

But still ... have to prepare for market-crash and learn to see bottom, in case it is 2017, instead of 2036, ok?

Ok ... time to smell coffee and continue my reading ...

TEH

Monday, September 12, 2016

Ka Ching


It is raining ... was initially planning to drive down to Malacca ... but then, tonight I do have an e-meeting and it might jam when driving home.

So ... perhaps ... going somewhere nearby ... Sekinchan? Kuala Selangor? Hmm ....

It will be another lazy-day for me ... not going to think much about markets, let it tanks further ... while I m going to search for penny-stocks to trade during coming correction. AFTER done, remind me to post it here, ok?

I m holding one penny at the moment : http://www.flonic.com/

Will write more about her ... and see could create some excitement (see if could push it up? haha) and learn to be a 'runner'. By the way, many are using forums to PROMOTE their stocks and push it up ... and distribute to late-comers. So ...let me try my first writing on Flonic, and learn the "skills" ... push it after the accumulation stage ...

... how much do we need to push up a stock? RM10mil? RM100mil?



There ... a nice song to share during the holiday : MONEY song.

"Ka-Ching"
We live in a greedy little world--
that teaches every little boy and girl
To earn as much as they can possibly--
then turn around and
Spend it foolishly
We've created us a credit card mess
We spend the money that we don't possess
Our religion is to go and blow it all
So it's shoppin' every Sunday at the mall

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Chorus:]
Can you hear it ring
It makes you wanna sing
It's such a beautiful thing--Ka-ching!
Lots of diamond rings
The happiness it brings
You'll live like a king
With lots of money and things

When you're broke go and get a loan
Take out another mortgage on your home
Consolidate so you can afford
To go and spend some more when
you get bored

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Repeat Chorus]

Let's swing
Dig deeper in your pocket
Oh, yeah, ha
Come on I know you've got it
Dig deeper in your wallet
Oh

All we ever want is more
A lot more than we had before
So take me to the nearest store

[Repeat Chorus]

Can you hear it ring
It makes you wanna sing
You'll live like a king
With lots of money and things
Ka-ching!

Have a nice holiday ... and to our Mulism friends, Selamat Hari Raya Haji.

TEH

Sunday, September 11, 2016

Post # 3502 : Sunday Blah-blah


11.30am : Noon ... having my cuppa while reading Jesse's book.

The book I like most ... How to TRADE in STOCKs.

Yesterday .. I managed to sell ALL the items in my office as I m shifting out. Will be meeting the landlord next week ... and executing exit-clause. So ... in the morning, either I go to my other center, create an office there ... or trade at home!!


This is my current home work-space. Not much of upgrading needed, except using of the whiteboard to write down my trading idea ... connecting the dots.


DOW dived 394 points on Friday .. lucky for KLCI, we close shop tmr. But, if Monday night, DOW continue to dive ... say, another 200-300 points, Tuesday would be ugly for KLCI. That is SENTIMENT ... so, do respect DOW (tho lacking of correlation leh).

Exit : I have exited most of my stocks a week ago ... and have warned my trading-group enough of the coming sharp correction ... it is SEPT-OC again ... the spooky month to avoid. Need to change the line "Sell in May and go away" which no longer relevant ... should be "Wake me up when September ends".



There ... the song I posted every September ... to remind all how NOT to trade or hold to stocks in September ...

It was Sept 2011 dive that I started my cohort-1 ... my first batch of trading-workshop!! Wow ... it was some 5 years ago!! Due to some re-quests, I m planning for another one ... may be after I settled selling of my items and shifted out. I will try to use my new Sunway center, instead!!

In the mean time ... do nothing. Busy with SELLING my apartment, selling my office items, selling extra items ... etc etc ... SELL is in mind, preparing ahead of the CRASH (yeah yeah ... it will only crash in 2036)


Sports : Liverpool won last night ... and our two sportsmen made us proud buy winning GOLD.



Penang : Yes ... I might shift to Penang after the crash!! Depending on my children's education ... and my financial capabilities ... Penang would be a good place to retire ... tho my heart still with Sabah.

Ok ... time to fetch my boy from his game and go for lunch (plus shop for mooncake!)

TEH



Saturday, September 10, 2016

ColdEye's Investing



I m keeping this value piece of value-investing, shared by KCChong ... on ColdEye's investing principle. Yes ... I will take an effort to meet ColdEye ... and KCChong, one day. They are great guru in fundamental analysis.

TTK : I was from fundamentalist school ... and moving back there as I m preparing for market-crash. As you do not know me ... you thought I m a pure chartist. I am not and agreed to you that only fundamentalists would profit hugely from stock-markets in long run. So ... lets share and learn.

written by KCChong.

The Five Principles of ColdEye
In one of his presentations given to the public on 16th March 2013, Mr Fong listed his 5 principles in investing. Rather he emphasized that investors should look out for this 5 things before he invest in that stock:

1. Return on equity, ROE,
2. Cash flows
3. PE ratio
4. Dividend yield and
            5. Net tangible asset backing per share, NTA

  1. Return on Equity (ROE)
If you invest RM100000 in a business, you would want to have a reasonable return from your capital, or equity you put in. A business is risky and probably you may want a minimum return of say 25%. For investing in the share market, you may want a minimum return say 10%, 6% above the return you get from bank deposit. If the business only returns you 4%, why would you want to invest in it when you can get that rate from bank fixed deposit without having any worry at all?

ROE is one of the most important profitability metrics. ROE reveals how much profit a company earned in comparison to the total amount of shareholder equity found on the balance sheet. If you think back to lesson on the balance sheet, you will remember that shareholder equity is equal to total assets minus total liabilities.

Mr Fong mentioned that companies customary retains a portion of their earnings and the equity base grows with it. The test of efficiency of the managers in managing the business is whether they can return a high ROE from the money retained in the business, not if the earnings grow or not. He mentioned that this metric has become his most important yardstick in determining if a stock is good to invest in and he will not invest in a company with low ROE.

2.Cash Flows

Mr Fong mentioned that cash flow is the next important metric in his investment. In your business, you would expect that all your debtors pay you promptly and that you don’t have to stock up a lot of inventories which will tied up your capital. Otherwise you would have to put in more capital, or borrow more money each year even though you appear to make money. I would expect the hard cash I can received must be about the earnings I make each year or even more as the expense item on depreciation in the income statement is not a cash outflow and hence are added back to net profit to get cash flows from operations.

My business would also require capital expenses each year to keep it going, better growing bigger so that I would earn more in the future. This I would need to buy more and replenish the equipment, buy or open more shops etc. It would be ideal if these expenses can be met with the cash I receive each year and not having to come up with more of my own money or borrow from bank. After that, I would be happy if there is still money left for me to draw out (as dividend), or the company can have extra money to invest in other lucrative business. This money available after all the Capital expenses is termed as free cash flow, or FCF. It is this FCF from which dividends are paid out by companies.

As FCF is hard cash left after all expenses including capital expenses, I would be happy if the FCF is more than 5% of the revenue I am doing. FCF of more than 10% would be fantastic.

3.  PE Ratio

A good business as shown by high ROE and good cash flows may not be a good investment. It all depends on if the price is right. If the above business make a lot of money, say 30000 a year, or 30% (30000/100000), would you buy it if the asking price is 1 million, or a PE of 33 (1000000/300000)? This will give you an earnings yield (1/PE ratio) of only 3%. This yield is lower than bank fixed deposit, and why would I want to invest in a risky business with that meagre return, unless it has huge earnings growth in the future? Hence a good business does not mean it is a good investment if the price, as measured by PE ratio, is too high.

As an investor, I am willing to pay a price of no more than 15 times earnings for a normal growth company, and may be up to a PE ratio of maximum 20 for a light asset and high growth company.

4.  Dividend Yield

“A stock dividend is something tangible-it is not earnings projection; it is something solid, in hand. A stock dividend is a true return on the investment. Everything else is hope and speculation.”
Richard Russell

How nice it would be if the business earns enough for me to draw down 10,000 a year consistently. For my dividend yield would be 10% (10000/100000), or 2.5 times that of FD rate of 4%. Besides, my business may still be growing and would provide me with higher dividends in the future. Hence many investors looking for regular income emphasize on dividend yield. In actual fact, dividends are the “real” return provided to investors as they are given out as cash, in oppose to the illusive earnings, or net profit. A dividend yield comparable to fixed deposit rate will be good.

5.  Net tangible asset

“A healthy Balance Sheet is akin to a healthy lifestyle, it gives the best chance of avoiding a damaging illness, namely a financial crisis.”

Well if at the end if I want to exit from the business, if the net tangible asset of my assets worth more than what I put in, or more, I can recoup my initial investment. These assets must of course the more valuable the better, for example hard cash, property and land etc., rather than some money which I have been arguing with the debtors whether they are going to pay me or not, or some inventories which are outdated, or a worthless “Goodwill”.

Take care of the downside, and let the upside takes care of itself

Hence NTA is important too and I generally won’t pay a price more than one and a half times its NTA. In some businesses, example the service industry, technology companies and other light assets industries, there are valuable intangible assets such as their people, technology or brand names which are not reflected in the NTA.

The 5 yardsticks of ColdEye investing strategy is a very intuitive and powerful strategy.

It invests in good companies, companies with high ROE and good cash flows when they are selling cheap at low PE ratio, low Price-to-NTA, and high dividend yield.

Time to watch Liverpool's game.

Night

post # 3500 : DOW down 394points


DOW downed nearly 400 points. Wow ... lucky for KLSE as Monday is off ... so, we shall see on Monday night if DOW could pare some losses.

Last night I had another e-meeting to talk about my experiences during 2008-crash ... yes, my LionDiv, Jaks and Ranhill I bought back then ... cut-loss nearly 70% and re-set. By end of Jan2009, I have recovered my losses!! And going forward into Apr 2009 recovery, the rebound was very sharp. That would be another story (e-meeting) to share on what I have done right ... and wrongs during 2009 recovery.

In 2008 ... everything seemed to be wrong and lost. No matter what you read ... and you think that you know what to do ... actually failed so badly.

There is a rude person came in the e-meeting (he is from i3, I was told) and started to show his arrogance. Well, in a crowd of 100 ... expect 10 bad apples ... majority are good human. With them thanking me for my sharing, I felt great.

So ... I will do a repeat ... again and again ... till someone out there (newbies) understand what is market-crash and how we could capitalise on it by being PREPARED. The time to start is NOW.

It is my policy (in life) not to argue with anyone ... and let go of those haters, arrogant , bad humans ... to live a positive lives.

To help others ... those needing guidance. That is what we could ... at least do.

Ok ... let's talk about Malaysia Day.


I was having breakfast at my normal-usual mamak shop ... as I was paying my bills, I saw this scenario .... a MALAYSIANA picture

A Malay man having his breakfast alone, an elderly couple ... a Chinese family ... a Sikh-man and son, an Indian family ... a Chinese lady with an Eurosian friend ... muhibah tu. And ... a Malaysian Chinese paying his bill to an Indian boss ...

This is a dream for me ... my love for Malaysia. They spoilt it ... and my kids might lose this beautiful harmoni-muhibah feeling .... being Malaysians.


AirAsia weekly chart .. closed at RM2.90. I m shorting in stages ... RM3.50 and RM4 in queue. Once it is RM2.50 and below, I m adding my short at RM2.50 ... taking profit at RM2 and RM1.50. So ... it may takes few months or 1-3years for this trade to materialise.

RM3 (short with RM30k) ... so be that. RM3.50 would be RM35k ... easier position size for me to remember.


PBBank : High at RM19.96 ... so, parked to short at RM20 (put RM20k) and another at RM22(RM22k) and for every RM2 up ... when it is down to RM18, I will take a short at that too (RM18k) ... so, these will be my short position for PBBank, another stock I would short(if I could)


Note : I m putting RM100k for each counter here.

I am in cash position(have asked members to exit), preparing to buy after next week ... shall check at KLCI @ 1600, some 70-80 points to go.

Time to go for dinner ... and jalan-jalan at KLIA.

TEH